Trusted by 1,000+ businesses Rated 5/5 No contracts Cancel anytime Buy Crypto

Save 46% on every debit transaction

The all-in-one payment platform built for modern businesses.

Industry-Leading Rates

Beat the Competition

1.49% debit rates. $378+ saved every month.

Others
2.9%
MidPay Debit
1.49%
Your Savings
46%
Powered By Industry Leaders

Our Trusted Partners

TSYS
FIS
NORTH
Payanywhere
Shift4
CardConnect
Worldpay
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TSYS
FIS
NORTH
Payanywhere
Shift4
CardConnect
Worldpay
nuvei
The Truth About Payment Processing

You're overpaying. Most processors charge you the same for debit and credit.

Most businesses save $378/month by switching to MidPay. See what you could save.

MidPay
Best Value
In-Person Debit 1.49%
In-Person Credit 2.79%
Online Payments 1.89-2.99%
Your savings
$4,536/year
Square
In-Person Debit 2.75%
In-Person Credit 2.75%
Online Payments 2.9% + 30¢
You're losing
$4,536/year
Stripe
In-Person Debit 2.7%
In-Person Credit 2.7%
Online Payments 2.9% + 30¢
You're losing
$4,332/year
PayPal
In-Person Debit 2.89%
In-Person Credit 2.89%
Online Payments 3.49% + 49¢
You're losing
$5,040/year
Shopify
In-Person Debit 2.7%
In-Person Credit 2.7%
Online Payments 2.9% + 30¢
You're losing
$4,332/year
Others
In-Person Debit 2.5-3.5%
In-Person Credit 2.5-3.5%
Online Payments 2.9-3.5%
You're losing
$3,600-6,000/year
Trusted by 1,000+ businesses
Rated 5/5
No contracts
Modern payment terminal

Free equipment.
Zero upfront costs.

Find Your Terminal
Real Results

Join 1,000+ businesses saving with MidPay

★★★★★

"We're saving $4,536 per year. The setup took less than 10 minutes. Wish we had switched sooner."

Sarah Chen Owner, Brew & Bloom Café
★★★★★

"Finally, fair rates. Our debit transactions went from 2.75% to 1.49%. That's real money back in our business."

Marcus Rodriguez Co-Founder, Urban Outfitters LA
★★★★★

"Support is incredible. Equipment is free. Rates are transparent. This is what payment processing should have been all along."

Jessica Park Manager, Park Street Bistro

Free Equipment

Professional terminals worth $599+ at zero cost. No leases, no contracts.

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Works Everywhere

Mobile, desktop, in-store, online. One system for every scenario.

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No Contracts

Cancel anytime. No hidden fees. No long-term commitments.

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Accept Crypto

Same-day settlement to USD. No volatility risk. Bitcoin, Ethereum & stablecoins.

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Consumer Financing

Offer payment plans to your customers. Increase sales & average order value.

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Bank-Level Security & Compliance

Your data is protected by industry-leading security standards

PCI DSS Level 1

Certified Secure

SOC 2 Type II

Audited & Certified

256-bit Encryption

Military-Grade

GDPR & CCPA

Privacy Compliant

Daily Backups

Zero Data Loss

2FA & RBAC

Access Control

Want to learn more about our security infrastructure?

View Detailed Security Report →