Trusted by 1,000+ businesses Rated 5/5 No contracts Cancel anytime Buy Crypto

Save 46% on every debit transaction

The all-in-one payment platform built for modern businesses.

Industry-Leading Rates

Beat the Competition

1.49% debit rates. $378+ saved every month.

Others
2.9%
MidPay Debit
1.49%
Your Savings
46%
Powered By Industry Leaders

Our Trusted Partners

TSYS
FIS
NORTH
Payanywhere
Shift4
CardConnect
Worldpay
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TSYS
FIS
NORTH
Payanywhere
Shift4
CardConnect
Worldpay
nuvei
The Truth About Payment Processing

You're overpaying. Most processors charge you the same for debit and credit.

Most businesses save $378/month by switching to MidPay. See what you could save.

MidPay
Best Value
In-Person Debit 1.49%
In-Person Credit 2.79%
Online Payments 1.89-2.99%
Your savings
$4,536/year
Major Processor
In-Person Debit 2.75%
In-Person Credit 2.75%
Online Payments 2.9% + 30¢
You're losing
$4,536/year
Stripe
In-Person Debit 2.7%
In-Person Credit 2.7%
Online Payments 2.9% + 30¢
You're losing
$4,332/year
PayPal
In-Person Debit 2.89%
In-Person Credit 2.89%
Online Payments 3.49% + 49¢
You're losing
$5,040/year
Shopify
In-Person Debit 2.7%
In-Person Credit 2.7%
Online Payments 2.9% + 30¢
You're losing
$4,332/year
Trusted by 1,000+ businesses
Rated 5/5
No contracts
Modern payment terminal

Free equipment.
Zero upfront costs.

Find Your Terminal
Real Results

Join 1,000+ businesses saving with MidPay

★★★★★

"We're saving $4,536 per year. The setup took less than 10 minutes. Wish we had switched sooner."

Sarah Chen Owner, Brew & Bloom Café
★★★★★

"Finally, fair rates. Our debit transactions went from 2.75% to 1.49%. That's real money back in our business."

Marcus Rodriguez Co-Founder, Urban Outfitters LA
★★★★★

"Support is incredible. Equipment is free. Rates are transparent. This is what payment processing should have been all along."

Jessica Park Manager, Park Street Bistro

Free Equipment

Professional terminals worth $599+ at zero cost. No leases, no contracts.

Explore Equipment →

Works Everywhere

Mobile, desktop, in-store, online. One system for every scenario.

See Solutions →

No Contracts

Cancel anytime. No hidden fees. No long-term commitments.

View Pricing →

Accept Crypto

Same-day settlement to USD. No volatility risk. Bitcoin, Ethereum & stablecoins.

Learn More →

Consumer Financing

Offer payment plans to your customers. Increase sales & average order value.

View Options →

Bank-Level Security & Compliance

Your data is protected by industry-leading security standards

PCI DSS Level 1

Certified Secure

SOC 2 Type II

Audited & Certified

256-bit Encryption

Military-Grade

GDPR & CCPA

Privacy Compliant

Daily Backups

Zero Data Loss

2FA & RBAC

Access Control

Close More Deals

Your customers can't always pay in full. Now they don't have to.

How many deals have you lost because a customer couldn't afford the full price upfront? With MidPay's split-purchase financing, your customers can break payments into affordable installments — and you get paid in full, immediately.

No more "let me think about it." No more lost revenue. Just closed deals and happy customers.

Offer financing. Close more deals. Get paid today.

Refer & Earn

Refer a business. Earn up to $1,000.

Know a restaurant or business owner overpaying on processing? Send them our way. When they activate, you get paid. No caps. No limits.

Become a Referrer →

Switch Risk-Free

We'll cover up to $1,000 in cancellation fees.

Locked into a contract? We'll pay your early termination fees when you switch. Zero risk.

Zero risk. Zero excuses. Just switch.